Commercial Auto Insurance
Your business vehicles are essential to your operations and they deserve coverage that works as hard as you do. Commercial Auto Insurance helps protect your business from financial loss when vehicles used for work are involved in an accident, theft, or unexpected damage.
Whether you operate a single vehicle or a full fleet, commercial auto insurance provides coverage for liability, physical damage, medical expenses, uninsured motorists, and more tailored to how your business actually operates.
Who Needs Commercial Auto Insurance?
Contractors & trades (electricians, plumbers, HVAC)
Delivery & courier services
Trucking & transportation companies
Real estate professionals
Service-based businesses using company vehicles
Businesses with employee-driven vehicles
What Commercial Auto Insurance Can Cover:
Bodily injury & property damage liability
Collision & comprehensive coverage
Medical payments
Uninsured / underinsured motorist protection
Hired & non-owned auto coverage
Fleet and multi-vehicle policies and cargo.
At Chenell Smith Agency, we work with multiple carriers to help you secure coverage that aligns with your risk, budget, and growth goals—without overpaying or leaving gaps in protection.
Built for Business, Not Personal Driving
Designed specifically for work-related risks, employee drivers, and commercial exposures personal auto policies don’t cover.
Coverage That Moves Your Business Forward
Protects your company vehicles, drivers, and bottom line—whether you operate one vehicle or an entire fleet.
I’ve been on the other side of the table. As a former trucking company owner, I know firsthand that insurance is often one of the most expensive and most critical parts of running a business. I also know how difficult it can be to find agents you truly trust to look after your operation.
That experience shaped my intention for Chenell Smith Agency.
My goal is to be the agent I once wished I had someone who understands the realities of commercial vehicles, rising premiums, compliance pressures, and cash flow concerns, and who advocates for your business as if it were their own.
At Chenell Smith Agency, commercial auto insurance isn’t just about placing a policy. It’s about protecting your livelihood, supporting your growth, and giving you confidence that your business is properly covered every mile of the way.