Meet the Owner

Chenell L. Smith is a dynamic entrepreneur, licensed insurance professional, and community-focused business leader committed to helping families and small businesses protect what matters most. As the founder of Chenell Smith Agency, operating under CKE Smith Services LLC, Chenell brings a bold, modern approach to insurance—pairing industry expertise with a deep passion for empowering underserved and emerging entrepreneurs across the Midwest.

With years of hands-on experience in risk management, property operations, and claims adjusting, Chenell has built a career centered on integrity, protection, and advocacy. From managing 135-unit multifamily housing portfolios to handling multi-line catastrophe claims with precision, she has seen firsthand how preparedness and the right coverage can transform financial outcomes for families and businesses.

Chenell specializes in home, auto, life, and commercial insurance, offering tailored solutions that meet everyday needs while positioning clients for long-term stability. Her approach is personal, transparent, and education-driven—making insurance not just accessible, but empowering.

A devoted mother of two, Chenell’s motivation is rooted in faith, family, and legacy. She is driven by the belief that people deserve protection, clarity, and a partner they can trust—no matter where they’re starting from. Whether she’s writing policies, building business systems, or uplifting clients through education, Chenell leads with compassion, excellence, and a fierce commitment to community impact.

“I don’t just sell insurance—I build security, empower growth, and help people protect the future they’re working hard to create.” — Chenell L. Smith